Motorcycle insurance?

Our associate and I have simply bought our vehicle. We are buying minor run around car thats cheaper to perform. I discovered a Daewoo Matiz SE 796cc X reg gasoline. Apparently its group 2 insurance but its equally as costly as our previous vehicle. Would this not be amiss if none of our details have modified???
Utilize my insurance to pay for substantial repair expenses?
"I'm presently looking for inexpensive car  insurance  but I cannot obtain it any less than 3"Has anybody protected a old learner driver in that case where